US health care system compared to other industrialized countries health care systems’s private system to Germany’s social insurance system and Britain’s National Health Service, which is a tax-based system. .
Among industrialized countries, with the exception of the US, health care systems fall into two broad categories, according to the financing structure used to support them. The first is a social insurance model called the Bismarck model. This model is associated with Germany and used in most German-speaking countries, as well as in France and the Netherlands. The second is a tax-based system known as the Beveridge model, named after the creator of the National Health Service in Britain, Lord Beveridge. The U.S. uses a private insurance model characterized by employment-based or individual purchase of private health coverage.
The U.S. health care system is a mixture of public and private programs and plans that provide health insurance coverage and services to groups of people. The U.S. health care system has been seen as one of the best in the world due to having the most advanced medical care in the world. The problem is only 45% of the population has insurance, but spends a higher percentage of the gross domestic product on health care then any other industrialized country.
There are two major public programs. The first is Medicare, which is a program for the elderly and the disabled. Medicare is the single largest payer of health care services in the U.S. It is divided into two parts. The first is Part A that deals with inpatient hospital care and is funded through a payroll tax. The second is Part B, which provides partial payment for physician and outpatient services. It is financed through general tax revenues. The second is Medicaid, which is for low-income individuals and is financed by federal and state governments. .
A majority of the population doesn’t qualify for these programs, so they are covered by private health insurance through their job or a family members job or they go without.
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